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When most people think of rideshare injuries, they imagine passengers hurt while inside an Uber or Lyft. But what happens if you’re not in the car? Pedestrians, bicyclists, and even other drivers can all be seriously injured in rideshare-related incidents. In Memphis, where traffic congestion and distracted driving are growing concerns, these types of injuries are becoming more common.
At The Gold Law Firm, our Shelby County personal injury lawyers understand the complexity of these cases. If you were hurt while outside the rideshare vehicle in Tennessee, you may still be eligible to pursue compensation. But your path to justice depends on several key factors.
Understanding Rideshare Liability Outside the Vehicle
Whether you’re crossing a street, walking through a parking lot, or unloading luggage at the curb, you don’t have to be inside a rideshare vehicle to be protected. The legal question is: Who was at fault, and what insurance coverage applies?
Uber and Lyft provide liability coverage that varies depending on the driver’s status:
- If the rideshare driver is “offline” (not using the app), only the driver’s auto insurance applies.
- If the app is on but the driver hasn’t accepted a ride, Limited liability coverage may apply ($50,000 per person / $100,000 per accident).
- If a ride is in progress (with a passenger on board or en route to pick up), Uber and Lyft provide up to $1 million in third-party liability coverage.
If you were hit by a rideshare driver actively transporting a passenger or on the way to a pickup, you may be covered under this $1 million policy, even as a pedestrian or cyclist.
Scenarios Where Injuries Can Occur Outside the Vehicle
Rideshare-related injuries outside the car are more common than many people realize.
Examples include:
- A pedestrian was struck while crossing the street.
- A cyclist sideswiped by a distracted rideshare driver.
- A passenger hit by another car while exiting the vehicle.
- A bystander hurt during a drop-off or pickup in a poorly lit or busy area.
- A rideshare driver hitting someone while searching for a passenger.
In each of these cases, determining liability involves reviewing app data, police reports, witness statements, and camera footage—tasks that our experienced Memphis rideshare injury lawyers handle regularly.
Why You Need an Attorney for Rideshare-Related Injuries
These claims often involve multiple insurance policies and complex corporate liability issues, especially when the individual is not the passenger. Uber and Lyft have their own legal teams and insurance adjusters whose goal is to reduce payouts. Without legal representation, you may face blame-shifting, denials, or delays that prevent you from receiving full and fair compensation.
At The Gold Law Firm, we know how to cut through the red tape, identify liable parties, and aggressively pursue the damages you deserve.
Injured Outside a Rideshare Vehicle? Call The Gold Law Firm Today
If you were hurt in a rideshare-related incident—even as a pedestrian, cyclist, or bystander—you still have rights. Don’t let confusion about insurance coverage prevent you from getting the help you need.
Contact our Memphis personal injury attorneys today by calling or texting (901) 244-5003 or contact us online for a free consultation. You pay nothing unless we win.
